:root {
  --sky: #00a3e0;
  --sky-deep: #00a3e0;
  --ink: #131b35;
  --muted: #6b7280;
  --surface: #f3f6fb;
  --card: #ffffff;
  --stroke: rgba(83, 114, 151, 0.12);
  --shadow: 0 18px 45px rgba(36, 53, 85, 0.08);
  --radius-xl: 30px;
  --radius-lg: 22px;
  --radius-md: 18px;
  --header-height: 96px;
  --container: min(1480px, calc(100vw - 40px));
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  margin-bottom: 100px;
  font-family:
    ui-sans-serif,
    system-ui,
    -apple-system,
    BlinkMacSystemFont,
    Segoe UI,
    Roboto,
    Helvetica Neue,
    Arial,
    Noto Sans,
    sans-serif,
    Apple Color Emoji,
    Segoe UI Emoji,
    Segoe UI Symbol,
    Noto Color Emoji;
  font-variation-settings: normal;
  font-weight: 400;
  text-decoration: none;
  background:
    radial-gradient(circle at top right, rgba(82, 169, 230, 0.08), transparent 30%),
    linear-gradient(180deg, #ffffff 0%, #f9fbff 100%);
  color: var(--ink);
}

a {
  color: inherit;
  text-decoration: none;
  font-weight: 400;
}

button,
input,
select,
textarea,
summary {
  font: inherit;
  font-variation-settings: normal;
  text-decoration: none;
}

h1,
h2,
h3,
h4,
h5,
h6,
summary,
.section-heading span {
  font-weight: 500;
}

img {
  display: block;
  max-width: 100%;
}

.site-header {
  position: fixed;
  inset: 12px 0 auto;
  z-index: 1000;
}

.nav-shell {
  width: var(--container);
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  padding: 7px 26px;
  border-radius: 20px;
  background: var(--sky);
  box-shadow: 0 16px 40px rgba(41, 116, 181, 0.22);
}

.brand {
  display: inline-flex;
  align-items: center;
  margin-right: 0;
  padding: 6px;
  border-radius: 14px;
  transition: background-color 180ms ease;
}

.brand:hover,
.brand:focus-visible {
  background: rgba(255, 255, 255, 0.1);
  outline: none;
}

.brand img {
  width: 34px;
  height: 34px;
  object-fit: contain;
}

.navbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex: 1 1 auto;
  gap: 28px;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 10px;
  list-style: none;
  margin: 0;
  padding: 0;
}

.nav-item {
  position: relative;
}

.nav-item > a,
.nav-action {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: transparent;
  border: 0;
  color: rgba(255, 255, 255, 0.96);
  font-size: 13px;
  font-weight: 400;
  padding: 9px 11px;
  border-radius: 12px;
  transition: background-color 180ms ease, transform 180ms ease;
  cursor: pointer;
}

.nav-item > a::after {
  content: "⌄";
  font-size: 12px;
  opacity: 0.7;
}

.nav-item:hover > a,
.nav-action:hover,
.nav-item > a:focus-visible,
.nav-action:focus-visible {
  background: rgba(255, 255, 255, 0.12);
  transform: translateY(-1px);
  outline: none;
}

.dropdown {
  position: absolute;
  top: calc(100% + 14px);
  right: 0;
  min-width: 250px;
  padding: 14px;
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.98);
  box-shadow: var(--shadow);
  border: 1px solid var(--stroke);
  display: grid;
  gap: 8px;
  opacity: 0;
  visibility: hidden;
  transform: translateY(10px);
  transition: all 180ms ease;
}

.dropdown a {
  color: var(--ink);
  font-size: 14px;
  font-weight: 400;
  padding: 8px 12px;
  border-radius: 12px;
}

.dropdown a:hover,
.dropdown a:focus-visible {
  background: rgba(82, 169, 230, 0.12);
  color: var(--sky-deep);
  outline: none;
}

.nav-item:hover .dropdown,
.nav-item:focus-within .dropdown {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.nav-actions {
  display: flex;
  align-items: center;
  gap: 4px;
  flex-shrink: 0;
}

.menu-toggle {
  display: none;
  background: transparent;
  border: 0;
  padding: 0;
}

main {
  padding-top: calc(var(--header-height) + 40px);
}

.section-card,
.site-footer {
  width: var(--container);
  margin: 0 auto 26px;
  background: linear-gradient(180deg, rgba(244, 247, 252, 0.95), rgba(239, 243, 249, 0.98));
  border: 1px solid rgba(255, 255, 255, 0.9);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow);
}

.hero {
  --hero-frame-height: clamp(320px, 42vw, 580px);
  padding: clamp(10px, 1.8vw, 22px) clamp(10px, 1.8vw, 22px) clamp(14px, 2vw, 26px);
  border-radius: clamp(18px, 2.4vw, 30px);
  position: relative;
  overflow: hidden;
}

.hero-slider {
  position: relative;
  min-height: var(--hero-frame-height);
  border-radius: clamp(14px, 2vw, 26px);
  overflow: hidden;
  background:
    radial-gradient(circle at center, rgba(255, 255, 255, 0.92), rgba(244, 247, 252, 0.96)),
    linear-gradient(180deg, rgba(238, 244, 249, 0.95), rgba(249, 251, 255, 0.98));
}

.hero-slide {
  display: none;
  align-items: center;
  justify-content: center;
  min-height: var(--hero-frame-height);
  width: 100%;
}

.hero-slide a {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 100%;
  min-height: var(--hero-frame-height);
}

.hero-slide.is-active {
  display: flex;
}

.hero-slide img {
  width: 100%;
  height: var(--hero-frame-height);
  object-fit: contain;
  object-position: center;
}

.hero-dots {
  display: flex;
  justify-content: center;
  gap: 10px;
  margin-top: 12px;
}

.dot {
  width: 11px;
  height: 11px;
  border-radius: 999px;
  border: 0;
  background: rgba(19, 27, 53, 0.18);
  cursor: pointer;
}

.dot.is-active {
  background: var(--sky);
}

.section-heading {
  text-align: center;
  margin-bottom: 28px;
}

.section-heading span {
  display: inline-block;
  color: var(--sky);
  font-size: 16px;
}

.section-heading h2 {
  margin: 6px 0 0;
  font-size: clamp(24px, 2.6vw, 34px);
  line-height: 1.1;
}

#offers .section-heading {
  text-align: center;
}

.offers-heading {
  margin-bottom: 24px;
}

.offers-heading span {
  font-size: clamp(20px, 2.4vw, 28px);
  font-weight: 600;
  letter-spacing: -0.02em;
  color: var(--ink);
}

.offers {
  padding: 26px 22px 32px;
  background:
    radial-gradient(circle at top right, rgba(0, 163, 224, 0.12), transparent 28%),
    linear-gradient(180deg, rgba(244, 247, 252, 0.95), rgba(239, 243, 249, 0.98));
}

.offers-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 18px;
}

.offer-card {
  width: 100%;
  background: linear-gradient(180deg, rgba(255, 255, 255, 0.98), rgba(247, 250, 255, 0.96));
  border-radius: 24px;
  border: 1px solid rgba(0, 163, 224, 0.14);
  scroll-snap-align: start;
  padding: 22px 20px;
  min-height: 196px;
  display: flex;
  align-items: stretch;
  box-shadow: 0 16px 36px rgba(16, 41, 76, 0.08);
  position: relative;
  cursor: pointer;
}

.offer-card::before {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: inherit;
  background:
    radial-gradient(circle at 12% 14%, rgba(0, 163, 224, 0.12), transparent 18%),
    linear-gradient(135deg, transparent 0%, rgba(0, 163, 224, 0.04) 100%);
  pointer-events: none;
}

.offer-body {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  width: 100%;
  position: relative;
  z-index: 1;
}

.offer-body h3 {
  margin: 0;
  font-size: 18px;
  line-height: 1.6;
  font-weight: 600;
  color: #12304a;
  text-wrap: balance;
  text-align: center;
}

.offer-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 84px;
  height: 84px;
  padding: 10px;
  background: linear-gradient(180deg, rgba(0, 163, 224, 0.08), rgba(255, 255, 255, 0.7));
  border-radius: 24px;
  box-shadow: 0 14px 30px rgba(0, 163, 224, 0.12);
}

.offer-icon img {
  width: 100%;
  height: 100%;
  object-fit: contain;
}

.calculator {
  padding: 34px 22px 36px;
}

.loan-grid {
  display: flex;
  gap: 0.75rem;
  justify-content: space-between;
  overflow-x: auto;
  padding: 4px 8px 18px;
}

.loan-grid::-webkit-scrollbar {
  height: 10px;
}

.loan-grid::-webkit-scrollbar-thumb {
  background: rgba(19, 27, 53, 0.08);
  border-radius: 999px;
}

.loan-tile {
  min-width: 150px;
  background: var(--card);
  border-radius: 18px;
  padding: 20px 16px 22px;
  text-align: center;
  border: 1px solid var(--stroke);
  box-shadow: 0 6px 14px rgba(19, 27, 53, 0.06);
  cursor: pointer;
}

.loan-tile img {
  width: 116px;
  height: 116px;
  object-fit: contain;
  margin: 0 auto 14px;
}

.loan-tile h3 {
  margin: 0;
  font-size: 16px;
}

.why-us {
  padding: 38px 48px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 48px;
}

.why-text {
  flex: 1 1 0;
}

.why-media {
  flex: none;
}

.why-media img {
  width: 100%;
  min-width: 300px;
  max-width: 300px;
  aspect-ratio: 1 / 1;
  object-fit: cover;
  border-radius: 28px;
}

.why-text h2 {
  margin: 0 0 18px;
  font-size: 18px;
  font-weight: 600;
}

.why-text p {
  margin: 0 0 26px;
  font-size: 15px;
  line-height: 1.9;
  color: #1d2337;
}

.text-link {
  color: var(--sky);
  font-size: 16px;
  font-weight: 400;
}

.site-footer {
  padding: 42px 28px 0;
}

.footer-grid {
  display: flex;
  justify-content: space-between;
  gap: clamp(12px, 2vw, 36px);
}

.footer-column {
  min-width: 0;
  flex: 1 1 0;
}

.footer-column summary,
.store-links h3,
.contact-icons h3 {
  margin: 0 0 14px;
  font-size: 17px;
  list-style: none;
  cursor: default;
}

.footer-column summary {
  margin: 0 0 5px;
}

.footer-column summary::-webkit-details-marker {
  display: none;
}

.footer-links {
  padding-right: 10px;
}

.footer-column a {
  display: block;
  margin-bottom: 10px;
  color: #20263a;
  font-size: 15px;
  font-weight: 400;
}

.footer-bottom {
  margin-top: 56px;
  padding-bottom: 20px;
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 28px;
}

.store-links {
  text-align: unset;
}

.store-badges {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}

.store-badges img {
  width: 132px;
  height: auto;
}

.contact-icons {
  display: flex;
  align-items: flex-end;
  gap: clamp(18px, 2vw, 46px);
  flex-wrap: nowrap;
  white-space: nowrap;
  flex-shrink: 1;
}

.contact-icons > div {
  min-width: 0;
}

.icon-row {
  display: flex;
  gap: clamp(6px, 1vw, 10px);
  flex-wrap: nowrap;
}

.icon-row a {
  display: inline-flex;
  width: 46px;
  height: 46px;
  align-items: center;
  justify-content: center;
}

.icon-row img {
  width: 30px;
  height: 30px;
  object-fit: contain;
}

.copyright {
  text-align: center;
  border-top: 1px solid rgba(83, 114, 151, 0.12);
  padding: 18px 0 8px;
  font-size: 15px;
}

.apply-now-button {
  position: fixed;
  left: 50%;
  bottom: 18px;
  transform: translateX(-50%);
  z-index: 1001;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 220px;
  padding: 14px 26px;
  border-radius: 999px;
  background: linear-gradient(135deg, #00a3e0, #0d7bd2);
  color: #fff;
  text-decoration: none;
  box-shadow: 0 18px 38px rgba(0, 163, 224, 0.28);
}

@media (max-width: 1200px) {
  .navbar {
    gap: 18px;
  }

  .nav-item > a,
  .nav-action {
    font-size: 13px;
    padding: 8px 10px;
  }

  .footer-column summary,
  .store-links h3,
  .contact-icons h3 {
    font-size: 16px;
  }

  .footer-column a {
    font-size: 14px;
  }
}

@media (max-width: 900px) {
  :root {
    --container: min(100vw - 24px, 100%);
  }

  .site-header {
    inset: 10px 0 auto;
  }

  .nav-shell {
    padding: 7px 18px;
    flex-wrap: wrap;
  }

  .menu-toggle {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 44px;
    height: 44px;
    border-radius: 14px;
  }

  .menu-toggle img {
    width: 22px;
    height: auto;
    filter: brightness(0) invert(1);
  }

  .navbar {
    display: none;
    width: 100%;
    flex-direction: column;
    align-items: stretch;
    padding-top: 8px;
  }

  .navbar.is-open {
    display: flex;
  }

  .nav-links,
  .nav-actions {
    flex-direction: column;
    align-items: stretch;
    width: 100%;
  }

  .nav-item > a,
  .nav-action {
    justify-content: space-between;
  }

  .dropdown {
    position: static;
    margin-top: 8px;
    opacity: 1;
    visibility: visible;
    transform: none;
    display: none;
    min-width: 0;
  }

  .nav-item.is-open .dropdown {
    display: grid;
  }

  .offers-grid {
    gap: 18px;
  }

  .offer-body h3 {
    font-size: 19px;
  }

  .hero {
    --hero-frame-height: clamp(240px, 52vw, 420px);
    margin-bottom: 20px;
  }

  .why-us {
    padding: 28px 48px;
  }

  .footer-column summary,
  .store-links h3,
  .contact-icons h3 {
    font-size: 15px;
  }

  .footer-column a {
    font-size: 13px;
    margin-bottom: 8px;
  }

  .footer-bottom {
    flex-wrap: wrap;
    align-items: flex-start;
  }

  .contact-icons {
    width: 100%;
    gap: 14px;
  }

  .store-links {
    width: 100%;
  }

  .store-badges img {
    width: 118px;
  }

  .icon-row a {
    width: 40px;
    height: 40px;
  }

  .icon-row img {
    width: 25px;
    height: 25px;
  }
}

@media (max-width: 640px) {
  .hero {
    --hero-frame-height: clamp(210px, 56vw, 300px);
    padding: 8px 8px 14px;
    border-radius: 16px;
  }

  .hero-slider {
    border-radius: 12px;
  }

  .hero-dots {
    gap: 8px;
    margin-top: 10px;
  }

  .offer-card {
    flex-basis: 200px;
    width: 200px;
    min-height: 168px;
    padding: 16px 14px;
  }

  .offer-body h3 {
    font-size: 16px;
  }

  .offer-icon {
    width: 64px;
    height: 64px;
    border-radius: 16px;
  }

  .footer-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 14px;
  }

  .footer-column {
    background: rgba(255, 255, 255, 0.76);
    border: 1px solid var(--stroke);
    border-radius: 16px;
    padding: 14px 16px;
  }

  .footer-column[open] summary {
    margin-bottom: 12px;
  }

  .footer-column summary {
    display: flex;
    align-items: center;
    justify-content: space-between;
    cursor: pointer;
  }

  .footer-column summary::before {
    content: "+";
    color: var(--sky);
    font-size: 20px;
    line-height: 1;
  }

  .footer-column[open] summary::before {
    content: "−";
  }

  .apply-now-button {
    min-width: calc(100vw - 32px);
    bottom: 12px;
  }
}

@media (max-width: 768px) {
  .offer-card {
    flex-basis: 200px;
  }
}